UK Accounting · MTD-Compatible

Everything they charge extra for.
Included.

Payroll, CIS, VAT, Self Assessment, expenses, inventory and bank feeds. One price, no add-ons, no per-person fees, no invoice caps. Quarvex is the accounting platform built for the businesses big software forgot.

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Live demonstration · Fee gravity

Watch what lands on your bill each month.

Real items from real UK price lists, dropped from a great height. Their bins keep filling. Ours took delivery of exactly one thing. Go ahead, pick their fees up and throw them about. It's the most control anyone has ever had over them.

Xero£43.50/mo
Sage£37.00/mo
Quarvex£14.99/mo

Six charges. The pile grows again on 01/09/2026, when their announced price rise lands on top.

Five charges. Payroll only exists on the plan you didn't buy. Naturally.

One price. Everything else falls in for free. Their bins collect fees. Ours collects features.

PHYSICS: REAL · FEES: UNFORTUNATELY ALSO REAL
Quarvex vs Xero vs Sage

The same table, without the theatrics.

Everything above, in writing, from their own published UK price lists.

What you need
Xero
Sage
Quarvex
Payroll
+£1.50 /person /mo. Hiring discouraged
Top plan only. Naturally
✓ Included, unlimited
CIS returns
+£5 /mo. Even on the £65 plan
Higher tiers
✓ Included. Obeying the law is free here
Expenses & mileage
+£2.50 /user /mo
Limited
✓ Included
Your 21st invoice
Exists next month (cap: 20)
Fine, actually
✓ Already sent
Self Assessment (MTD)
A separate product
Also a separate product
✓ Built in
Second company
Full price again. Congratulations
Full price again
✓ 5 companies for £39.99
Entry price /mo
£16
£12
£6.99
Real cost, small Ltd co*
£43.50
£37.00
£14.99
Same job. A third of the price. Nothing metered. *Invoicing + VAT + payroll (2 people) + CIS. Xero and Sage published UK pricing, July 2026, ex VAT. Xero has announced further increases from 01/09/2026.
Pricing

One price. All of it.

Every plan gets every feature. You only choose how many companies you run. All prices exclude VAT.

Monthly Annual2 months free
Self Assessment
Sole traders & landlords
£6.99
/month + VAT
Income & expenses
Bank import
Self Assessment (MTD)
Live tax estimate
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Solo
One business, everything
£14.99
/month + VAT
1 company
All features, unlimited
Payroll + CIS included
VAT & MTD filing
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Most popular
Team
Multi-company owners
£39.99
/month + VAT
Up to 5 companies
All features, unlimited
= £8 per company
Xero equivalent: £185
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Growth
Groups & portfolios
£69.99
/month + VAT
Up to 10 companies
All features, unlimited
Priority support
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Accountant or bookkeeper? Practice, Practice Plus and Firm plans handle 25 to 100 clients with a client portal and priority support, from £149.99/month. Same rule applies: everything included, nothing held hostage.

Ask about practice plans
Compare plans in detail
FeatureSelf AssessmentSoloTeamGrowth
Companies1 person1510
Income & expenses
Bank feeds & reconciliation
Self Assessment (MTD)
Invoicing, quotes & credit notes·✓ Unlimited✓ Unlimited✓ Unlimited
VAT returns (MTD)·
Payroll (RTI), unlimited staff·
CIS returns & statements·
Inventory & fixed assets·
Pay-by-card invoice links·
AI invoice scanning·
Team roles & approvals·
Priority support···

Practice, Practice Plus and Firm add a client portal, approval workflow and priority support for 25 to 100 clients. Details on request.

Your accountant will ask what the catch is.

There isn't one. Everything, £14.99 a month, 7 days free. The only thing we cut was the add-on department.

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